Invest in Your Future, Strengthen Our Community: A Conversation About Charitable Planning Opportunities

We are pleased to welcome Joseph M. Pratt, SVP and Senior Wealth Manager at Bar Harbor Wealth Management, as our featured speaker. With more than twenty‑five years of experience in retirement, estate, and philanthropic planning, Joe brings deep expertise in charitable giving and nonprofit services, along with a strong record of civic leadership across Maine.

Joe will provide a practical overview of charitable planning tools—such as charitable gift annuities and charitable remainder and lead trusts—and how they can support personal financial goals, loved ones, and meaningful philanthropy. He will also highlight how innovative financial strategies can strengthen individual well‑being while advancing the long‑term mission of The Cedars.

In a time of rapid change, older adult care, community living, and financial planning are increasingly interconnected. This conversation will explore how thoughtful planning can benefit families and help sustain The Cedars for generations.